Debt advice

If you are having trouble paying your rent or you have other debts and are finding it difficult to manage your finances you can contact us to discuss your situation. Unpaid rent arrears will in the end lead to you losing your home.

Mercian Gov.Finance

Free financial healthcheck

Whatever the situation with your finances, it’s good to know where you stand and that you are making the most of what you have. This is where the healthcheck comes in, a new online money planner from the Money Advice Service – an independent organisation working to help everyone understand and manage their money better. It takes just 10 minutes to answer some straightforward questions and the healthcheck will give you a personalised action plan which identifies the top 3 things you can do to make the most of your money right now and to plan for future goals. Best of all, it’s free and unbiased. The Money Advice Service won’t recommend a particular product or provider or try to sell you anything.

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Money Advice Service

Free on-line debt advice

Many people struggling with debt are unaware that expert debt advice is available free of charge from charities like the Consumer Credit Counselling Service (CCCS). CCCS is a UK charity that helps people in debt regain control of their finances. All their services are impartial, confidential and free of charge. To find out how they may be able to help you, visit their online debt counselling service - CCCS Debt Remedy. Debt Remedy will ask you some straightforward questions about your situation and give you free advice tailored to your needs.

Debt advice (www.cccs.co.uk/Services/Debtadvice.aspx)
CCCS Debt Remedy (www.cccs.co.uk/ref/drcircle)

Legal

If you would like independent advice about your legal rights, you should contact a solicitor or any of the organisations listed below who can offer you debt advice to help you manage your finances.

General advice

Citizen Advice bureau – Your local centre is listed in the phone book or visit their website: www.citzenadvice.org.uk

National Debtline on 0808 808 4000 or visit their website: www.nationaldebtline.co.uk

Credit Action on 0800 138 1111 or visit their website: www.creditaction.org.uk

Consumer Credit Counselling Service on 0800 138 1111 or visit their website: www.open.gov.uk

The Bankruptcy Association at: www.theba.org.uk

Last modified 10/10/11

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