If you feel that you or a member of your household could benefit from help with dealing with debts, please contact your income team.
If you would like to work out your household budget yourselves please use the link below to download our income and expenditure form.
Or use the Money Made Clear website's budget calculator
We have produced this document as a guide to help with the following:
save money - budgeting - managing your debts - loans and grants
saving and borrowing - bills - paying for childcare
training - recycling
Please click on the link below for the full publication and contact the income team if you need to discuss this further.
You can contact us on: 01603 703 583(mobile) 0800 013 2327(freephone) or email us on Wherry income team
You can also access free and independent money, debt and benefit advice at the Citizens Advice Bureau or via the National Debtline. For more information, visit:
The Citizens Advice Bureau’s website: http://www.citizensadvice.org.uk
The National Debtline’s website: http://www.nationaldebtline.co.uk/england_wales
If you feel you would rather deal with your finances yourself please see below and click on the link for more information.
Don't pay over the odds for your gas and electricity.
If you are thinking of changing your energy supplier please use the link below to assist you.
Energy Best Deal videos: http://www.adviceguide.org.uk/index/energy_best_deal_videos
My Home Energy: http://www.uswitch.com/gas-electricity/nhf-landing-page/
My Home Energy Switch is a joint partnership between the Federation and uSwitch to provide a dedicated webpage and phone line for housing association staff and tenants to quickly check the cheapest gas and electricity prices available to them.
Have you recently had a change of circumstances
For example, retiring, being made redundant, taking out insurance, deciding to buy a home,
Moneymadeclear™ from the UK’s Consumer Financial Education Body, established by the Financial Services Authority. When it comes to your money, our impartial information and tools can help you work out what’s right for you.
If you would like independent information about managing your money? Wherry Housing Association is working in partnership with the Consumer Financial Education Body to provide you with all the facts about managing your money - anything from shopping around and surviving the recession, to saving for retirement, having a baby or even losing your job. If you want to find out more please contact the Income Team on 0800 013 2727 or 01603 703583 or please use the link below to assist you.
Money Made Clear: http://www.moneymadeclear.org.uk/home.html
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Benefit changes are coming in April 2013
Take a look at our energy saving videos. Lower your bills and help save the environment.